Uk Homeowner Loan

A Loan with Capital One

Want to sort out your finances, do home improvements or would you like to have spare cash to spend each month?* Just answer these 6 simple questions below and we’ll help you find a homeowner loan that is right for you.

Capital One is a market leader in credit cards. Early in 2005, we acquired Hfs Loans- a respected licensed credit broker with over 35 years' experience. Hfs Loans is now fully integrated within Capital One and we have one web site for all Capital One products.

A homeowner loan is also known as a secured loan. It's secured on your home, like a mortgage, but it is separate from your existing mortgage, so you can choose different payment terms.

A low rate homeowner loan can help people in many circumstances, whether you're raising money for something new or paying off existing debts.

The benefits of a Homeowner Loan

Reduce your monthly outgoings by consolidating your existing debts into one affordable monthly payment*
Pay for home improvements, a holiday, wedding, or any other major expense
Borrow any amount from Ł5,000 up to Ł100,000
Homeowner loans often have lower rates of interest compared with store cards and high interest loans

Capital One could find a loan for you

We have a lending panel covering most customers' circumstances, so we'll find the right deal for you. We can help people in many different circumstances, even if:

You are self-employed
You are retired
You have a less than perfect credit rating
You can't prove some or all of your income
You have little or no equity in your home

A brokerage fee from Capital One may apply, up to a maximum of 10% of loan value. This cost is reflected in the APR indicated.

*Please be aware that the term of your new loan may be longer than the term of your existing credit and you may pay more over the long term. The amount of monthly savings will depend on the type and term of credit you repay.